City of Toronto
Equity-based lending options in North York
We connect North York homeowners with our network of licensed private and alternative lending partners. Approval is built on the equity in your home, not your credit score alone.
Why North York homeowners look at private lending
North York has a wide mix of detached homes and condo towers along the Yonge corridor.
Whether you've been turned down at the bank, you're self-employed, or you need to move quickly on a closing, equity is usually the most important factor. Most lending partners look for the combined balance of every mortgage that will sit on the property to land at roughly 75%–80% of the appraised value.
Common scenarios in North York
- Refinancing a mortgage the bank won't renew
- Consolidating high-interest credit-card debt against home equity
- Stopping power of sale and reinstating a mortgage
- Bridging the gap between selling one home and closing another
- Funding a renovation that will increase the property's value
Future Lending Group is a referral service, not a lender or a licensed mortgage brokerage. Inquiries are referred to licensed lending partners. Rates and approvals are determined by the lender.
Loan options in North York
Choose the option that best fits your situation. Each page explains qualification, common use cases, and what to expect.
Also serving nearby GTA cities
Lending Options Across the GTA
Explore equity-based lending options by type and by city. We connect homeowners across the Greater Toronto Area with our network of licensed lending partners.