Terms of Use

Last updated: June 2026

By using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Who we are

Future Lending Group is a referral service that connects Greater Toronto Area and Ontario homeowners with a network of licensed private and alternative lending partners. We are not a lender, and we are not a licensed mortgage brokerage. Mortgage brokering activity is regulated in Ontario by the Financial Services Regulatory Authority of Ontario (FSRA).

Informational only — not advice

All content on this website — including rate ranges, fee ranges, loan-type explanations, guides, market context, case-study scenarios, and the equity calculator — is provided for general informational purposes only. It is not legal, financial, tax, or mortgage advice, and it is not an offer of credit, a quote, or a commitment to lend. Any rate, fee, or term you ultimately receive is set by the licensed lending partner based on your specific file.

No guarantee of approval

Submitting an inquiry does not guarantee that any lending partner will offer financing. Approvals depend on the lending partner's underwriting, including the property, equity position, exit strategy, and other factors.

Rate and market-data accuracy

Rate ranges and market figures shown on this site are general Ontario market context and are reviewed periodically. They may not reflect current pricing at the moment you read them. The "last updated" date is shown next to rate tables.

Your inquiry

When you submit an inquiry, you consent to Future Lending Group contacting you about your inquiry and referring it to a licensed lending partner. See our Privacy Policy for details.

Third-party links

We link to third-party sources (FSRA, CMHC, the Bank of Canada, TRREB, etc.) for informational purposes. We are not responsible for the content of third-party sites.

Limitation of liability

To the maximum extent permitted by law, Future Lending Group is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or from any referral made through it.

Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.

Contact

Questions: info@futurelendinggroup.ca.